Savings Rates
Accurate as of 2/14/2012
Rates subject to change
| |
Balance |
APY |
| One-Year Share Certificate* |
$1,000 |
0.752% |
Minimum balance of $1000 must remain on deposit for one year to earn the advertised APY.
Automatic renewal with quarterly dividends paid. An early withdrawal penalty may apply. |
| Share Savings Accounts* |
$100 - $9,999.99 |
0.40% |
| |
$10,000 + |
0.65% |
| Must meet minimum balance in each tier to earn APY for that tier. |
| Christmas Club* / Vacation Club Share Accounts* |
|
0.40% |
| Must remain on deposit to maturity to earn advertised APY. |
*The above APY is Annual percentage yield. Contact the Credit Union office for complete account disclosures.
**Loan Rates
Accurate as of 2/14/2012
Rates subject to change
| |
Rate
|
Term |
| New Auto Loans |
3.00% - 8.00% |
up to 48 months |
| |
3.50% - 8.50% |
49 - 60 months |
| Purchase price over $25,000* |
4.00% - 9.00%* |
61-72 months |
| Used Auto Loans |
|
|
| 2009-2011 |
4.25% - 9.25% |
up to 48 months |
| 2009-2011 |
4.50% - 9.50% |
49 - 60 months |
| 2008 |
4.50% - 9.50% |
49 - 60 months |
| 2006-2007-2008 |
4.25% - 9.25% |
up to 48 months |
| 2005-older |
5.75% -10.75% |
up to 48 months |
| New Recreation Vehicle loans |
4.75 - 9.75% |
up to 48 months |
| Purchase price over $10,000 |
5.25% -10.25% |
up to 60 months |
| Used Recreation Vehicle Loans |
|
|
| 3yrs or newer |
5.75% -10.75% |
up to 48 months |
| 4 years or older |
5.75% - 10.75% |
up to 42 months |
| Personal (Unsecured) Loans |
8.00% - 13.00% |
up to 36months |
| Over $5000 w/ <36 D/I* |
8.00% - 13.00% |
37 to 60 months |
| Share Secured Loans |
3.00% |
up to 60 months |
*Annual Percentage Rates (APR’s) are based on your credit score. Your actual rate may be higher than lowest above advertised APR. All loans are subject to credit approval and certain restrictions may apply. Existing qualifying Craftmaster FCU loans may be refinanced at new loan rates with $1000 new money. Loan Protection Insurance (life insurance) at no direct cost to the members, up to $25,000 maximum, and low cost credit disability insurance is also, available. Depending on year and value terms may be shorter. Please contact the credit union office at 570-265-8410 for complete details.